Flood Insurance

FLOODS ARE NOT COVERED BY A HOMEOWNERS POLICY, EVER!

New Lower Cost Flood Insurance Available

Preferred Risk Policy (PRP) provides low-cost protection to properties located in areas of low to moderate flood risk. These are shown as zones B, C, or X zones on a current Flood Insurance Rate Map.

Most homes and apartments located in a low to moderate risk area are eligible for PRP rates, as long as the building does not have a history of flooding.