Workers Compensation Insurance
Back and Eye Injuries are Among the Most Common Types of Workers Comp Claims
It doesn’t matter the nature of the job – an injury can happen to anyone, even a 9-5 worker sitting at a desk. In fact, back-related injuries and eye strain are often considered the most prevalent workers comp claims because of the repetitive nature of office work. Other injuries are common in the construction trade, which can produce a wide range of injuries from broken bones to electrical shocks.
Even with company safety protocols in place, all employees are still at risk of minor injuries like carpal tunnel syndrome. The John M. Glover Agency is happy to provide cost-effective workers’ compensation insurance to both small businesses and larger companies. With offices in Connecticut, Massachusetts, New York, and New Jersey, we’re conveniently positioned to be your insurance advocate, no matter what happens.
Mondays see More Work-Related Injuries Than any Other Day of the Week
The John M. Glover Agency understands on-the-job risks. We work with clients to assess those risks, determine which coverage options meet the legal requirements, and shop around between multiple carriers until we find a package that works for you.
Workers’ compensation insurance covers on-the-job bodily accidents and any diseases or lasting medical problems caused by employment conditions. You can expect a workers’ comp claim to cover:
- Medical bills
- Disability, both permanent and temporary
- Death benefits
The John M. Glover Agency is Familiar with Workers Comp Requirements in Multiple States
Different states have different workers’ compensation requirements, and the John M. Glover Agency is experienced in serving all of our home states. Your agent will determine how to best fulfill your company’s legal requirements and protect both your business and employees.
We may also recommend pay-as-you-go workers’ compensation, which is ideal for seasonal businesses, and it reduces administrative and auditing hassles. As a result of a new partnership with True Payroll Integration (TPI), we now have the unique ability to provide workers compensation insurance on a pay-as-you-go basis to any industry! Traditionally, pay-as-you-go workers compensation has only been available to low to medium risk companies. The Contractors, Roofers, and Limousine companies (to name a few) could only attain a traditional policy or have to “swim” in the assigned risk pool. Now we can turn those policies, even the assigned risk policies, into a pay-as-you-go solution and help our clients gain the cash flow and ease of audit benefits it provides. No one in our industry is providing this level of service.
Call 800-716-9578 to speak with one of our friendly agents.