Property Damage and Bodily Injury are the Most Expensive Home Insurance Claims
It can be difficult to anticipate the costs of damages that result from natural disasters, but the professionals at the John M. Glover Agency are experienced in evaluating a home’s value and tailoring policies to meet each individual’s needs.
Home insurance and renters policies protect against:
- And much more
With our main office located in South Norwalk, Connecticut, and additional locations throughout Massachusetts, New York, and New Jersey, the John M. Glover Agency is positioned to be an insurance advocate for the entire Northeast. We’re here when you need us.
Your Homeowners Policy Should be Enough to Replace Your Home and Possessions
We highly recommend that your homeowners coverage be equal to or greater than the estimated cost of replacing your house and its contents. This means that it’s essential to take a home inventory in order to determine the value of your personal property.
Your homeowners insurance should be enough to cover:
- The dwelling structure
- Any detached structures (such as a garage or shed)
- Personal property and possessions
- General liability
Not having an accurate idea of the value of these things could mean that your insurance coverage falls short of replacing everything you lose in a disaster.
Rental Properties and Tenants Require Specialized Insurance
Tenants can enjoy affordable renters insurance and umbrella policies that protect the value of their possessions. Landlords and property owners should carry insurance on the property itself, and it’s important that renters are aware of this fact. The John M. Glover Agency is experienced in insuring condos and various other rental properties, and we encourage all of our clients to take advantage of our free quotes.
To learn more, give the John M. Glover Agency a call at 800-716-9578.