Medical Bills are a Major Contributor to More Than 60% of U.S. Bankruptcies
Healthcare costs in the United States have climbed over the years, and medical debt is easy to accumulate for the uninsured or underinsured. While healthcare laws are working to change this, medical bills still account for the majority of personal bankruptcies in the United States. Having a comprehensive insurance policy can safeguard you and your family. The agents at the John M. Glover Agency are more than insurance specialists; they’re your advocates. We make ourselves available to clients, explaining coverage options and navigating issues until they’re resolved. Our vast experience and 18 convenient locations – which include Connecticut, Massachusetts, New York, and New Jersey – position us to be a leading agency in the industry. We can get health insurance plans for everybody from k-12 students to the elderly.
Children up to Age 26 Can Be Enrolled in a Parent’s Health Insurance Plan
The John M. Glover Agency specializes in both individual and family policies. With the expanded age range implemented by the Affordable Care Act, even a college student can stay on a parent’s policy until age 26. Personal health insurance now offers a broader range of benefits than it used to, and without the hassle of pre-existing conditions holding you back from exceptional coverage. This means more comprehensive coverage for you, and at a more affordable cost than you might think. The expanded access to health insurance is great news or those who are self employed and need protection from a third-party provider. We also offer the following options:
- Term health insurance
- Universal health insurance
- Variable health insurance
- Whole health insurance
- Travel insurance
- Long term care
- Disability insurance
- Personal accident insurance
- Life insurance
Making Changes Can Reduce Your Health Insurance Premiums
Most people have a certain amount of control over the cost of their premiums. Unlike other agencies, The John M. Glover Agency has access to multiple insurance companies, so we can find great coverage at the most competitive rate. Factors that you can control include stopping the use of tobacco products, increasing your deductible, pairing your plan with a Health Savings Account (HSA), or making us aware of any changing health situations.
Long Term Care Coverage Can Provide Peace of Mind
If your health had suddenly changed yesterday, how would you and your family have handled the situation? For those who require ongoing medical assistance due to a cognitive impairment or need help with the activities of daily living, long-term care insurance can provide invaluable financial assistance and peace of mind. While no one expects that they will require long-term medical care, especially if they are under the age of 65, it pays to be prepared. Our experienced agents can work with you to design a long-term care insurance plan that fits your needs as well as your budget.
You deserve peace of mind when it comes to your quality of life, your finances and your family. Stop by one of our locations today, or fill out the online form for a free quote.