"Our Blog" Archives

  1. Insurance Insights Volume 54: Shopping for Auto Insurance

    by tlipp

    Category: Our Blog

    Insurance Insights: Shopping for Auto Insurance As with most consumer products and services, if you want to get the best price in an automobile insurance policy, it pays to shop around. In fact, by simply choosing another insurance company, consumers can save up to hundreds of dollars on their policies. To save time, start your […]

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  2. Insurance Insights Volume 53: Off-Premises Coverage

    by tlipp

    Category: Our Blog

    Insurance Insights: Off-Premises Coverage Not only does homeowners insurance provide coverage for the structure of a home, liability protection, and additional living expenses for those temporarily unable to live in their homes due to an insured disaster, but it also covers personal belongings even if they are outside the home. “Off-premises” coverage applies to personal […]

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  3. Insurance Insights Volume 52: Changing Climate

    by tlipp

    Category: Our Blog

    Insurance Insights: Changing Climate Although you may feel you don’t need flood insurance, you might want to consider purchasing it. The claim seems to be changing in ways that expose increasing numbers of areas to “hundred-year floods” every few years, and a basic homeowners policy will not cover flood damage. Homeowners are four times more […]

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  4. Insurance Insights Volume 51: Insuring Household Help

    by tlipp

    Category: Our Blog

    Insurance Insights: Insuring Household Help Those who employ nannies in their households are likely to need three kinds of insurance. In the event that a nanny gets injured on the job, her own health insurance is not likely to cover it, and a standard homeowners insurance policy may or may not provide coverage. If not, […]

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  5. Insurance Insights Volume 50: Lower Homeowners’ Premiums

    by tlipp

    Category: Our Blog

    Insurance Insights: Lower Homeowners’ Premiums If you want to lower the premiums on your homeowners insurance, give careful consideration to raising your deductible. According to a recent study, raising your deductible from $500 to $1,000 can reduce premiums by an average of 6.5%, while raising the deductible from $500 to $2,000 reduces premiums by an […]

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  6. Insurance Insights Volume 49: Sobering Road Rage Statistics

    by tlipp

    Category: Our Blog

    Insurance Insights: Sobering Road Rage Statistics According to a recent report by the American Automobile Association (AAA), eight out of ten drivers admitted to showing some kind of anger while driving. These behaviors include following another vehicle too closely, yelling at another driver, cutting another driver off, or displaying an angry gesture. Research shows that […]

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  7. Insurance Insights Volume 48: Calculating Life Insurance Coverage

    by tlipp

    Category: Our Blog

    Insurance Insights: Calculating Life Insurance Coverage When calculating how much life insurance to purchase for your family, begin by figuring out how much it would cost to replace half of your pretax earnings until retirement. An easy way to arrive at this number is to divide half your pretax earnings by 0.05. To that number, […]

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  8. JMG for Type None – JDRF Danbury Walk

    by paulmleziva

    Category: Our Blog

    The John M. Glover Agency had a team at the Sunday, October 16th JDRF Walk in Danbury, CT! The event raised over $100,000 towards type 1 diabetes research and awareness to turn “Type One into Type None” and work towards a world without type 1 diabetes. Do you see a familiar face from our JMG […]

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  9. Insurance Insights Volume 47: Step Back & Look Forward

    by tlipp

    Category: Our Blog

    Insurance Insights: Step Back and Look Forward Try taking a step back from your daily business and noting the revolutionary changes that promise to transform the way we do business. According to an AIG study titled “The Internet of Things: Evolution or Revolution?”, we may be on the precipice of a revolution as world-changing as […]

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  10. Insurance Insights Volume 46: Replacing your home

    by tlipp

    Category: Our Blog

    Insurance Insights: Replacing your home When purchasing homeowners insurance, it is important to make the distinction between “replacement cost” and “actual cash value.” Replacement cost provides the insured with the amount that it would take to replace the house and all of the personal property in it. It refers to the cost to replace the […]

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