Insurance Insights: Safety First!
Many of the safety features in today’s automobiles, such as anti-lock brakes and electronic stability control, exert themselves without the driver ever having to intervene. However, there are drivers who tempt fate by driving more aggressively than they would otherwise without the safety systems. Drivers must realize that their lack of attention to safety can cancel out the safety advantages that airbags and other safety devices bring. The so-called “offset hypothesis” holds that driers “adapt” to safety innovations by becoming more relaxed and less vigilant about safety. Instead, drivers should hold themselves to the same high safety standard that automobile manufacturers expect of their own products. Safe driving behavior is the most important driving safety factor.
When it comes to insurance rates, you have some say in how much you’ll have to pay. Maintaining a superb driving record means you won’t have to file any claims, which keeps your rates down. Other factors that determine your individual rate include car make and model, credit, age, gender, marital status and location. To learn more, please call our office. Unlike major insurance companies, we have access to multiple carriers, so we can shop around to find the best coverage options that fit within your budget.
Quick Tip: The most effective safety feature in your vehicle, the safety belt, only works if you buckle it.