Insurance Insights: Can You Afford a Slip Up?
Small business owners can scarcely afford to defend themselves against lawsuits that arise from accidents on their property. Even if their omission to exercise due care is unintentional, they must prove so in court. Business owners are subject to the rules of common and statutory law governing negligence to customers, employees, and anyone else with whom they do business. Negligence may be defined as failure to exercise the degree of care required under the circumstances. Because a business owner may be liable for damages when a customer falls on a slippery floor (even though posted signs warned of the danger), having sufficient insurance coverage is the best defense. You never know when trouble may come walking through the door.
At the John M. Glover Agency, we are able to offer you superior coverage at a competitive price. Whether it’s personal or business, we create insurance programs for the individual customer. For more information, please give us a call. Unlike major insurance companies, we have access to multiple carriers, so we can shop around to find the best coverage options that fit within your budget.
Quick Tip: Business owners should identify and assess risks and undertake measures to reduce them.