Our Blog

  1. Insurance Insights: Along Fault Lines

    by fforlivio

    Category: Our Blog

    Insurance Insights: Along Fault Lines Not only is earthquake damage not covered by the standard homeowner’s policy, but neither the federal government nor a homeowner’s insurer can compel a homeowner to purchase earthquake coverage. So does that mean that homeowners outside California (where earthquake insurance can be purchased from the privately funded, publicly managed California […]

  2. Insurance Insights: When Machines Fail

    by fforlivio

    Category: Our Blog

    Insurance Insights: When Machines Fail Once referred to as “boiler and machinery insurance,” “equipment breakdown insurance” provides coverage in the event that a business’ machinery and equipment should be damaged due to mechanical breakdown, electrical arcing, failure of pressure vessels, and other causes. Equipment breakdown coverage will also cover the loss of business income that […]

  3. Insurance Insights: Protection From Uninsured Motorists

    by fforlivio

    Category: Our Blog

    Insurance Insights: Protection From Uninsured Motorists According to the Insurance Research Council, about one driver in eight is driving this nation’s roads without automobile insurance. If an insured driver were to get into an accident with an uninsured driver, the insured driver would have to pay out-of-pocket for damages and medical expenses or go after […]

  4. Insurance Insights: Drunk and Drugged Driving

    by fforlivio

    Category: Our Blog

    Insurance Insights: Drunk and Drugged Driving It is widely recognized that alcohol consumption impairs driving ability. However, it is less well known that impairment rises gradually at a lower level but rises dramatically at higher levels of blood alcohol concentration (BAC). In fact, about half of automobile fatalities involve drivers with BACs of 0.16 or […]

  5. JMG Gives Back: American Lung Association

    by fforlivio

    Category: Our Blog

    JMG Gives Back: American Lung Association On Saturday, March 11th, our Life & Health producer, Renee Nevins, participated in the Fight for Air Climb Fundraiser to benefit the American Lung Association in Tampa, Florida! Prepared for the task of climbing 42 flights of stairs at the Bank of America Plaza Tower, Renee came armed with the […]

  6. Insurance Insights: Driving with Eyes Closed

    by fforlivio

    Category: Our Blog

    Insurance Insights: Driving with Eyes Closed There is increasing evidence that “driving while drowsy” poses as much of a risk of crashing as driving while drunk. In fact, a new report from the AAA Foundation for Traffic Safety reveals that missing just one to two hours of sleep during a 24-hour period can nearly double […]

  7. Insurance Insights: Insuring Customers’ Property

    by fforlivio

    Category: Our Blog

    Insurance Insights: Insuring Customers’ Property If your business necessitates that you take possession of your customers’ property in order to make repairs or perform routine maintenance, you will want to have insurance that covers that property while it is in your care. When a customer leaves clothing, jewelry, or other property with you for repair, […]

  8. Insurance Insights: A Hedge Against Increased Costs

    by fforlivio

    Category: Our Blog

    Insurance Insights: A Headge Against Increased Costs When older buildings are damaged, local ordinances or laws may require upgrading electrical, heating, ventilating, and air-conditioning (HVAC) systems to current codes. In some cases, buildings that have been damaged to a certain extent (typically 50 percent) must be torn down and rebuild in accordance with current building […]

  9. Insurance Insights: Total Coverage

    by fforlivio

    Category: Our Blog

    Insurance Insights: Total Coverage While most homeowners don’t experience a total loss, one-half to two-thirds of homeowners faced with total losses do not have sufficient coverage to rebuild their homes and replace their belongings. Consequently, homeowners may want to go over their homeowners policy coverage with their insurance agents. It is important to get an […]

  10. Insurance Insights: Put On Notice

    by fforlivio

    Category: Our Blog

    Insurance Insights: Put On Notice Most insurance companies require that they receive a notice of loss. This means that, when you are involved in an accident, the terms of most insurance policies dictate that you must contact the insurance company and inform them of the accident. Should you fail to do so in a timely […]