Author: John M. Glover Agency Created: 7/9/2009 11:00 AM
The John M. Glover Insurance Blog

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Texting While Driving? You Could Pay More For Car Insurance.
By John M. Glover Agency on 7/9/2009 11:17 AM
We all know that texting while driving is a dangerous. But were you aware that reaching for that falling cup or reaching for that napkin can drastically increase your crash risk. There are a variety of things that could distract you from driving safely.

Do you Drive While Distracted?

Sometimes, we are all guilty of distracted driving. There are times where we look away from the road for five seconds- long enough for a child to chase a his ball in front of your car, or a dog to pop in your path. Even changing the radio station, popping in a CD, or choosing a new tune on your iPod can make you take your eyes off the road long enough for mistakes to happen.

These are just a series of possible distractions you can be faced with while driving. How many times have you driven past someone reading a book while driving? Or putting on makeup? Or shaving? While you may never commit any of these driving "no-no's", ...
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Tips To Help You Save on Auto Insurance
By John M. Glover Agency on 7/9/2009 11:06 AM

Shopping for auto insurance? There are a few things you should know…


  1. Increase your deductable. Raising the amount you pay when you file a claim before your insurance company will decrease your annual insurance costs.
  2. Revisit your insurance options. You have an older auto- do you really need collision or comprehensive coverage? If the amount you pay for your insurance is more than the worth of your car- consider just sticking to liability coverage
  3. Buy a more conservative vehicle. Your auto insurance costs are influenced by the type of car you drive. If you choose a flashy car that is a target for theft, your auto insurance premiums will be affected.
  4. Look into agencies that offer a low mileage discount. If you drive less than the standard amount of miles determined by you carrier, your may have th ...
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Connecticut Recovers $519,629 from Insurance Complaints
By John M. Glover Agency on 5/22/2009 11:08 AM
The Connecticut Insurance Department recently announced that is has gained over $519,629 from insurance companies for consumers in the first quarter of 2009. The money was recovered from 304 complaints about claims, or other issues. Accident and health insurance complaints made up 40% of the total number of complaints and accounted for $215,350- a large portion of the total. Auto insurance complaints also raked in a whopping $86,593.


No matter how you slice it, the claims process is typically a rough one for both insurance companies and consumers. When you file a claim, it can take months- even years to get the monetary retribution that you thought your insurance entitles you to. And sometimes, after talked to a million people, and filing a ton of paperwork, the carrier you thought you trusted can deny your claim, making all your hard work mean nothing. Health and auto insurance claims can be particularly difficult. Because there can be an array of loopholes in your policy a ...
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You Are Now A College Graduate. Your Reward? Buying a New Auto Policy.
By John M. Glover Agency on 4/30/2009 11:08 AM
You are finally done. Four years of classes, studying, parties, and roommates are coming to a close as you prepare to graduate and enter the "real world". Receiving your diploma will mean that you are now as prepared as you can be to start the rest of your life. Or are you? In addition to getting a job, and living on your own, you should take another look at what you pay for car insurance- and how to get a cheaper rate.

There are a number of things car insurance can do to help you through the post-graduation years. Although you are legally required to have auto insurance, it would be a great thing to have even if the law didn't require it. Liability insurance that protects you from property damage and bodily injury is state-mandated. Liability insurance covers you if you damage a car, person, or property. Different types of car insurance can also be purchased to cover you if you are involved in an accident with an uninsured or underinsured driver.

You ha ...
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Improving Workplace Safety: Tips for Employers and Employees
By John M. Glover Agency on 4/14/2009 11:05 AM

One of the best ways to improve the productivity and happiness of your employees is to provide them with a safe workplace. Although you may be confused as to how to best go about improving the safety of your work environment, it is simpler than it may seem. Here are a few quick tips that will go a long way:

  • Senior level employees- take notice! It is up to YOU to provide a safe work environment for your staff. Make it a primary goal to keep your workers safe and happy.
  • Make your workplace safer by bringing in insurance professionals and safety consultants. These individuals can provide you with safety tips, and point out hazards that you may have been unaware of.
  • Form a plan to attack current and potential safety issues within your environment. That nail sticking out of that door? Get rid of it before it hurts someone.
  • ...
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Protect Your Child with Auto Insurance
By John M. Glover Agency on 3/31/2009 11:00 AM

One of the best ways to improve the productivity and happiness of your employees is to provide them with a safe workplace. Although you may be confused as to how to best go about improving the safety of your work environment, it is simpler than it may seem. Here are a few quick tips that will go a long way:

  • Senior level employees- take notice! It is up to YOU to provide a safe work environment for your staff. Make it a primary goal to keep your workers safe and happy.
  • Make your workplace safer by bringing in insurance professionals and safety consultants. These individuals can provide you with safety tips, and point out hazards that you may have been unaware of.
  • Form a plan to attack current and potential safety issues within your environment. That nail sticking out of that door? Get rid of it before it hurts someone.
  • ...
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