November 2016 Monthly Archives

  1. Insurance Insights Volume 53: Off-Premises Coverage

    by tlipp

    Category: Our Blog

    Insurance Insights: Off-Premises Coverage Not only does homeowners insurance provide coverage for the structure of a home, liability protection, and additional living expenses for those temporarily unable to live in their homes due to an insured disaster, but it also covers personal belongings even if they are outside the home. “Off-premises” coverage applies to personal […]

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  2. Insurance Insights Volume 52: Changing Climate

    by tlipp

    Category: Our Blog

    Insurance Insights: Changing Climate Although you may feel you don’t need flood insurance, you might want to consider purchasing it. The claim seems to be changing in ways that expose increasing numbers of areas to “hundred-year floods” every few years, and a basic homeowners policy will not cover flood damage. Homeowners are four times more […]

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  3. Insurance Insights Volume 51: Insuring Household Help

    by tlipp

    Category: Our Blog

    Insurance Insights: Insuring Household Help Those who employ nannies in their households are likely to need three kinds of insurance. In the event that a nanny gets injured on the job, her own health insurance is not likely to cover it, and a standard homeowners insurance policy may or may not provide coverage. If not, […]

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  4. Insurance Insights Volume 50: Lower Homeowners’ Premiums

    by tlipp

    Category: Our Blog

    Insurance Insights: Lower Homeowners’ Premiums If you want to lower the premiums on your homeowners insurance, give careful consideration to raising your deductible. According to a recent study, raising your deductible from $500 to $1,000 can reduce premiums by an average of 6.5%, while raising the deductible from $500 to $2,000 reduces premiums by an […]

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